L’Eurirs, detto anche Irs, è l’indice di riferimento dei mutui a tasso fisso. Di seguito riportiamo la rilevazione quotidiana delle scadenze Irs 5 anni, 10 anni, 15 anni, 20 anni, 25 anni e 30 anni, che rappresentano il parametro di calcolo per i mutui di pari durata.
Vedi i tassi storici Eurirs dal 2001.
| EURIRS | 10 ANNI | 15 ANNI | 20 ANNI | 25 ANNI | 30 ANNI |
|---|---|---|---|---|---|
| 01/12 | -0.23 | -0.04 | 0.04 | 0.05 | 0.02 |
| 30/11 | -0.23 | -0.04 | 0.04 | 0.02 | 0.01 |
| 27/11 | -0.24 | -0.05 | 0.02 | 0.03 | 0.00 |
| 26/11 | -0.23 | -0.04 | 0.03 | 0.04 | 0.01 |
| 25/11 | -0.22 | -0.03 | 0.04 | 0.04 | 0.03 |
| 24/11 | -0.23 | -0.04 | 0.04 | 0.05 | 0.02 |
| 23/11 | -0.23 | -0.04 | 0.05 | 0.06 | 0.03 |
| 20/11 | -0.26 | -0.07 | 0.04 | 0.05 | 0.02 |
| 19/11 | -0.23 | -0.04 | 0.04 | 0.05 | 0.01 |
| 18/11 | -0.23 | -0.03 | 0.05 | 0.05 | 0.03 |
| 17/11 | -0.23 | -0.03 | 0.05 | 0.05 | 0.03 |
| 16/11 | -0.22 | -0.02 | 0.07 | 0.07 | 0.05 |
| 13/11 | -0.22 | -0.02 | 0.08 | 0.09 | 0.05 |
| 12/11 | -0.21 | 0.01 | 0.08 | 0.10 | 0.07 |
| 11/11 | -0.18 | 0.04 | 0.11 | 0.12 | 0.09 |
| 10/11 | -0.16 | 0.04 | 0.13 | 0.14 | 0.11 |
| 09/11 | -0.17 | 0.03 | 0.12 | 0.12 | 0.10 |
| 06/11 | -0.26 | -0.06 | 0.02 | 0.02 | 0.00 |
| 05/11 | -0.27 | -0.08 | 0.00 | 0.00 | -0.03 |
| 04/11 | -0.26 | -0.08 | -0.01 | -0.01 | -0.03 |
| 03/11 | -0.24 | -0.05 | 0.02 | 0.02 | -0.01 |
| 02/11 | -0.26 | -0.08 | 0.00 | 0.00 | -0.03 |
| 30/10 | -0.26 | -0.08 | -0.01 | -0.01 | -0.04 |
| 29/10 | -0.28 | -0.08 | -0.02 | -0.02 | -0.06 |
| 28/10 | -0.26 | -0.08 | -0.02 | -0.01 | -0.05 |
| 27/10 | -0.29 | -0.09 | -0.02 | 0.00 | -0.05 |
| 26/10 | -0.24 | -0.05 | 0.03 | 0.04 | 0.01 |
| 23/10 | -0.24 | -0.05 | 0.03 | 0.05 | 0.02 |
| 22/10 | -0.24 | -0.05 | 0.03 | 0.03 | 0.00 |
| 21/10 | -0.26 | -0.07 | 0.01 | 0.00 | -0.03 |
| 20/10 | -0.25 | -0.07 | -0.01 | -0.01 | -0.03 |
| 19/10 | -0.28 | -0.09 | -0.03 | -0.02 | -0.05 |
| 16/10 | -0.28 | -0.11 | -0.04 | -0.04 | -0.07 |
| 15/10 | -0.27 | -0.09 | -0.04 | -0.03 | -0.06 |
| 14/10 | -0.26 | -0.07 | 0.01 | 0.01 | -0.03 |
| 13/10 | -0.24 | -0.05 | 0.02 | 0.03 | 0.00 |
| 12/10 | -0.22 | -0.03 | 0.04 | 0.05 | 0.03 |
| 09/10 | -0.22 | -0.03 | 0.05 | 0.05 | 0.02 |
| 08/10 | -0.22 | -0.02 | 0.05 | 0.05 | 0.03 |
| 07/10 | -0.20 | -0.01 | 0.05 | 0.07 | 0.04 |
| 06/10 | -0.20 | -0.01 | 0.05 | 0.07 | 0.04 |
| 05/10 | -0.20 | -0.03 | 0.05 | 0.06 | 0.04 |
| 02/10 | -0.23 | -0.05 | 0.03 | 0.03 | 0.00 |
| 01/10 | -0.22 | -0.03 | 0.04 | 0.04 | 0.01 |
| 30/09 | -0.23 | -0.05 | 0.02 | 0.02 | -0.01 |
| 29/09 | -0.24 | -0.07 | 0.01 | 0.00 | -0.03 |
| 28/09 | -0.22 | -0.05 | 0.03 | 0.02 | 0.00 |
| 25/09 | -0.23 | -0.04 | 0.02 | 0.01 | -0.02 |
| 24/09 | -0.22 | -0.03 | 0.03 | 0.04 | 0.00 |
| 23/09 | -0.20 | -0.02 | 0.05 | 0.05 | 0.02 |
| 22/09 | -0.22 | -0.04 | 0.04 | 0.03 | 0.01 |
| 21/09 | -0.24 | -0.05 | 0.01 | 0.01 | -0.02 |
| 18/09 | -0.20 | -0.03 | 0.05 | 0.05 | 0.02 |
| 17/09 | -0.21 | -0.03 | 0.03 | 0.05 | 0.02 |
| 16/09 | -0.22 | -0.01 | 0.05 | 0.07 | 0.04 |
| 15/09 | -0.20 | -0.01 | 0.07 | 0.06 | 0.03 |
| 14/09 | -0.20 | -0.01 | 0.06 | 0.06 | 0.03 |
| 11/09 | -0.20 | 0.01 | 0.07 | 0.07 | 0.04 |
| 10/09 | -0.15 | 0.03 | 0.12 | 0.12 | 0.09 |
| 09/09 | -0.16 | 0.02 | 0.10 | 0.10 | 0.09 |
| 08/09 | -0.22 | -0.01 | 0.05 | 0.05 | 0.03 |
| 07/09 | -0.19 | 0.01 | 0.08 | 0.08 | 0.07 |
| 04/09 | -0.19 | -0.01 | 0.07 | 0.07 | 0.05 |
| 03/09 | -0.21 | -0.03 | 0.05 | 0.05 | 0.02 |
| 02/09 | -0.18 | 0.01 | 0.08 | 0.08 | 0.07 |
| 01/09 | -0.15 | 0.05 | 0.14 | 0.14 | 0.12 |
| 31/08 | -0.14 | 0.06 | 0.14 | 0.15 | 0.12 |
| 28/08 | -0.13 | 0.06 | 0.15 | 0.15 | 0.13 |
| 27/08 | -0.13 | 0.07 | 0.16 | 0.14 | 0.12 |
| 26/08 | -0.13 | 0.06 | 0.12 | 0.13 | 0.10 |
| 25/08 | -0.16 | 0.03 | 0.10 | 0.11 | 0.08 |
| 24/08 | -0.20 | -0.03 | 0.04 | 0.04 | 0.00 |
| 21/08 | -0.21 | -0.03 | 0.03 | 0.02 | -0.01 |
| 20/08 | -0.20 | -0.03 | 0.03 | 0.02 | 0.00 |
| 19/09 | -0.18 | -0.01 | 0.05 | 0.06 | 0.03 |
| 18/08 | -0.19 | 0.01 | 0.06 | 0.06 | 0.02 |
| 17/08 | -0.16 | 0.01 | 0.08 | 0.07 | 0.06 |
| 14/08 | -0.14 | 0.05 | 0.11 | 0.11 | 0.08 |
| 13/08 | -0.15 | 0.03 | 0.10 | 0.09 | 0.07 |
| 12/08 | -0.16 | 0.02 | 0.08 | 0.07 | 0.03 |
| 11/08 | -0.18 | 0.00 | 0.06 | 0.06 | 0.03 |
| 10/08 | -0.22 | -0.05 | 0.01 | 0.00 | -0.04 |
| 07/08 | -0.21 | -0.04 | 0.02 | 0.01 | -0.03 |
| 06/08 | -0.24 | -0.08 | -0.01 | -0.03 | -0.07 |
| 05/08 | -0.20 | -0.05 | 0.01 | -0.01 | -0.04 |
| 04/08 | -0.24 | -0.08 | -0.02 | -0.03 | -0.07 |
| 03/08 | -0.23 | -0.07 | 0.00 | -0.02 | -0.06 |
| 31/07 | -0.22 | -0.06 | 0.00 | -0.01 | -0.05 |
| 30/07 | -0.24 | -0.08 | -0.03 | -0.05 | -0.07 |
| 29/07 | -0.22 | -0.05 | 0.01 | -0.01 | -0.05 |
| 28/07 | -0.23 | -0.08 | -0.02 | -0.04 | -0.07 |
| 27/07 | -0.20 | -0.05 | 0.02 | -0.01 | -0.04 |
| 24/07 | -0.19 | -0.02 | 0.04 | 0.03 | -0.01 |
| 23/07 | -0.21 | -0.05 | 0.02 | 0.01 | -0.04 |
| 22/07 | -0.22 | -0.06 | 0.01 | 0.00 | -0.04 |
| 21/07 | -0.20 | -0.03 | 0.04 | 0.03 | -0.01 |
| 20/07 | -0.17 | -0.01 | 0.04 | 0.04 | 0.01 |
| 17/07 | -0.16 | 0.01 | 0.06 | 0.07 | 0.03 |
| 16/07 | -0.19 | -0.02 | 0.06 | 0.04 | 0.01 |
| 15/07 | -0.17 | -0.01 | 0.05 | 0.04 | 0.01 |
| 14/07 | -0.15 | 0.01 | 0.07 | 0.06 | 0.02 |
| 13/07 | -0.14 | 0.03 | 0.11 | 0.10 | 0.07 |
| 10/07 | -0.18 | -0.02 | 0.05 | 0.03 | 0.00 |
| 09/07 | -0.18 | -0.02 | 0.05 | 0.04 | 0.01 |
| 08/07 | -0.15 | 0.02 | 0.07 | 0.08 | 0.04 |
| 07/07 | -0.13 | 0.04 | 0.10 | 0.09 | 0.08 |
| 06/07 | -0.14 | 0.04 | 0.10 | 0.11 | 0.08 |
| 03/07 | -0.16 | 0.02 | 0.10 | 0.09 | 0.06 |
| 02/07 | -0.14 | 0.02 | 0.11 | 0.08 | 0.05 |
| 01/07 | -0.13 | 0.05 | 0.12 | 0.11 | 0.08 |
| 30/06 | -0.18 | 0.01 | 0.06 | 0.05 | 0.02 |
| 29/06 | -0.17 | 0.00 | 0.07 | 0.05 | 0.02 |
| 26/06 | -0.17 | 0.01 | 0.07 | 0.06 | 0.01 |
| 25/06 | -0.17 | 0.02 | 0.09 | 0.06 | 0.02 |
| 24/06 | -0.15 | 0.03 | 0.12 | 0.11 | 0.06 |
| 23/06 | -0.13 | 0.05 | 0.13 | 0.13 | 0.10 |
| 22/06 | -0.15 | 0.02 | 0.08 | 0.09 | 0.06 |
| 19/06 | -0.14 | 0.03 | 0.10 | 010 | 0.06 |
| 18/06 | -0.14 | 0.03 | 0.10 | 0.09 | 0.06 |
| 17/06 | -0.12 | 0.05 | 0.12 | 0.11 | 0.09 |
| 16/06 | -0.12 | 0.07 | 0.14 | 0.12 | 0.08 |
| 15/06 | -0.11 | 0.06 | 0.12 | 0.12 | 0.08 |
| 12/06 | -0.10 | 0.06 | 0.13 | 0.12 | 0.08 |
| 11/06 | -0.10 | 0.08 | 0.14 | 0.12 | 0.08 |
| 10/06 | -0.04 | 0.15 | 0.22 | 0.20 | 0.16 |
| 09/06 | -0.03 | 0.15 | 0.22 | 0.21 | 0.17 |
| 08/06 | -0.04 | 0.15 | 0.22 | 0.22 | 0.19 |
| 05/06 | 0.01 | 0.20 | 0.28 | 0.28 | 0.25 |
| 04/06 | -0.03 | 0.17 | 0.24 | 0.24 | 0.21 |
| 03/06 | -0.03 | 0.13 | 0.19 | 0.17 | 0.14 |
| 02/06 | -0.09 | 0.08 | 0.14 | 0.13 | 0.10 |
| 01/06 | -0.09 | 0.07 | 0.14 | 0.14 | 0.10 |
| 29/05 | -0.12 | 0.03 | 0.10 | 0.09 | 0.05 |
| 28/05 | -0.11 | 0.04 | 0.10 | 0.09 | 0.04 |
| 27/05 | -0.09 | 0.06 | 0.11 | 0.09 | 0.03 |
| 26/05 | -0.09 | 0.06 | 0.11 | 0.09 | 0.02 |
| 25/05 | -0.14 | 0.02 | 0.07 | 0.04 | -0.01 |
| 22/05 | -0.14 | 0.01 | 0.06 | 0.03 | -0.02 |
| 21/05 | -0.14 | 0.01 | 0.06 | 0.04 | -0.01 |
| 20/05 | -0.12 | 0.02 | 0.06 | 0.05 | -0.01 |
| 19/05 | -0.11 | 0.04 | 0.07 | 0.05 | -0.01 |
| 18/05 | -0.11 | 0.02 | 0.06 | 0.03 | -0.02 |
| 15/05 | -0.14 | 0.00 | 0.04 | 0.01 | -0.05 |
| 14/05 | -0.13 | 0.01 | 0.06 | 0.03 | -0.03 |
| 13/05 | -0.15 | 0.01 | 0.06 | 0.03 | -0.03 |
| 12/05 | -0.13 | 0.03 | 0.07 | 0.02 | -0.02 |
| 11/05 | -0.11 | 0.03 | 0.09 | 0.06 | 0.01 |
| 08/05 | -0.12 | 0.04 | 0.09 | 0.07 | 0.01 |
| 07/05 | -0.12 | 0.04 | 0.10 | 0.07 | 0.01 |
| 06/05 | -0.09 | 0.06 | 0.11 | 0.09 | 0.04 |
| 05/05 | -0.14 | 0.02 | 0.07 | 0.04 | -0.03 |
| 04/05 | -0.12 | 0.03 | 0.08 | 0.05 | -0.01 |
| 30/04 | -0.14 | 0.02 | 0.05 | 0.02 | -0.05 |
| 29/04 | -0.08 | 0.07 | 0.12 | 0.08 | 0.02 |
| 28/04 | -0.07 | 0.09 | 0.13 | 0.10 | 0.03 |
| 27/04 | -0.04 | 0.11 | 0.14 | 0.10 | 0.04 |
| 24/04 | -0.06 | 0.09 | 0.13 | 0.09 | 0.02 |
| 23/04 | -0.01 | 0.14 | 0.18 | 0.14 | 0.08 |
| 22/04 | -0.01 | 0.15 | 0.19 | 0.15 | 0.10 |
| 21/04 | -0.05 | 0.11 | 0.15 | 0.12 | 0.06 |
| 20/04 | -0.03 | 0.13 | 0.18 | 0.15 | 0.09 |
| 17/04 | -0.08 | 0.08 | 0.13 | 0.10 | 0.04 |
| 16/04 | -0.07 | 0.09 | 0.13 | 0.10 | 0.03 |
| 15/04 | -0.05 | 0.11 | 0.15 | 0.12 | 0.07 |
| 14/04 | -0.02 | 0.15 | 0.20 | 0.18 | 0.12 |
| 09/04 | 0.01 | 0.16 | 0.23 | 0.19 | 0.14 |
| 08/04 | 0.06 | 0.22 | 0.27 | 0.25 | 0.19 |
| 07/04 | 0.05 | 0.21 | 0.27 | 0.24 | 0.19 |
| 06/04 | -0.01 | 0.17 | 0.22 | 0.19 | 0.15 |
| 03/04 | -0.04 | 0.12 | 0.17 | 0.15 | 0.09 |
| 02/04 | -0.03 | 0.13 | 0.18 | 0.15 | 0.10 |
| 01/04 | -0.02 | 0.15 | 0.21 | 0.20 | 0.16 |
| 31/03 | 0.00 | 0.18 | 0.24 | 0.23 | 0.20 |
| 30/03 | -0.05 | 0.11 | 0.17 | 0.17 | 0.12 |
| 27/03 | -0.01 | 0.16 | 0.22 | 0.21 | 0.16 |
| 26/03 | 0.08 | 0.25 | 0.33 | 0.30 | 0.28 |
| 25/03 | 0.13 | 0.29 | 0.34 | 0.32 | 0.26 |
| 24/03 | 0.10 | 0.26 | 0.31 | 0.26 | 0.22 |
| 23/03 | 0.06 | 0.19 | 0.22 | 0.18 | 0.12 |
| 20/03 | 0.09 | 0.21 | 0.25 | 0.23 | 0.17 |
| 19/03 | 0.20 | 0.33 | 0.36 | 0.30 | 0.23 |
| 18/03 | 0.11 | 0.22 | 0.23 | 0.16 | 0.09 |
| 17/03 | -0.04 | 0.06 | 0.06 | 0.01 | -0.08 |
| 16/03 | -0.05 | 0.05 | 0.06 | 0.00 | -0.09 |
| 13/03 | -0.13 | 0.00 | 0.01 | -0.04 | -0.14 |
| 12/03 | -0.24 | -0.09 | -0.08 | -0.15 | -0.23 |
| 11/03 | -0.25 | -0.11 | -0.10 | -0.14 | -0.23 |
| 10/03 | -0.27 | -0.15 | -0.11 | -0.13 | -0.18 |
| 09/03 | -0.31 | -0.16 | -0.08 | -0.10 | -0.13 |
| 06/03 | -0.25 | -0.07 | 0.01 | 0.04 | 0.02 |
| 05/02 | -0.22 | -0.03 | 0.08 | 0.11 | 0.11 |
| 04/03 | -0.22 | 0.00 | 0.12 | 0.14 | 0.13 |
| 03/03 | -0.19 | -0.01 | 0.11 | 0.15 | 0.13 |
| 02/03 | -0.18 | 0.01 | 0.11 | 0.14 | 0.12 |
| 28/02 | -0.16 | 0.04 | 0.14 | 0.16 | 0.15 |
| 27/02 | -0.13 | 0.08 | 0.19 | 0.22 | 0.21 |
| 26/02 | -0.11 | 0.11 | 0.23 | 0.26 | 0.25 |
| 25/02 | -0.15 | 0.07 | 0.17 | 0.20 | 0.19 |
| 24/02 | -0.11 | 0.08 | 0.20 | 0.24 | 0.23 |
| 21/02 | -0.09 | 0.11 | 0.24 | 0.27 | 0.26 |
| 20/02 | -0.08 | 0.14 | 0.26 | 0.30 | 0.28 |
| 19/02 | -0.05 | 0.18 | 0.31 | 0.35 | 0.34 |
| 18/02 | -0.06 | 0.18 | 0.31 | 0.36 | 0.34 |
| 17/02 | -0.05 | 0.19 | 0.32 | 0.36 | 0.35 |
| 14/02 | -0.05 | 0.19 | 0.32 | 0.37 | 0.36 |
| 13/02 | -0.04 | 0.20 | 0.35 | 0.39 | 0.38 |
| 12/02 | -0.01 | 0.23 | 0.36 | 0.41 | 0.40 |
| 11/02 | -0.02 | 0.23 | 0.36 | 0.40 | 0.40 |
| 10/02 | -0.04 | 0.20 | 0.33 | 0.37 | 0.36 |
| 07/02 | 0.00 | 0.25 | 0.38 | 0.40 | 0.41 |
| 06/02 | 0.03 | 0.28 | 0.41 | 0.45 | 0.45 |
| 05/02 | 0.02 | 0.25 | 0.38 | 0.42 | 0.42 |
| 04/02 | -0.03 | 0.23 | 0.34 | 0.38 | 0.38 |
| 03/02 | -0.03 | 0.19 | 0.32 | 0.37 | 0.37 |
| 31/01 | -0.04 | 0.19 | 0.32 | 0.36 | 0.36 |
| 30/01 | -0.03 | 0.21 | 0.34 | 0.38 | 0.38 |
| 29/01 | 0.01 | 0.25 | 0.38 | 0.42 | 0.42 |
| 28/01 | 0.03 | 0.28 | 0.41 | 0.45 | 0.45 |
| 27/01 | -0.02 | 0.22 | 0.35 | 0.39 | 0.39 |
| 24/01 | 0.05 | 0.29 | 0.43 | 0.47 | 0.47 |
| 23/01 | 0.07 | 0.32 | 0.46 | 0.51 | 0.51 |
| 22/01 | 0.11 | 0.36 | 0.49 | 0.54 | 0.53 |
| 21/01 | 0.13 | 0.36 | 0.52 | 0.56 | 0.55 |
| 20/01 | 0.15 | 0.40 | 0.54 | 0.59 | 0.59 |
| 17/01 | 0.15 | 0.41 | 0.55 | 0.59 | 0.59 |
| 16/01 | 0.15 | 0.40 | 0.54 | 0.58 | 0.58 |
| 15/01 | 0.16 | 0.42 | 0.56 | 0.60 | 0.60 |
| 14/01 | 0.19 | 0.44 | 0.58 | 0.62 | 0.62 |
| 13/01 | 0.21 | 0.46 | 0.60 | 0.64 | 0.65 |
| 10(01 | 0.16 | 0.42 | 0.55 | 0.60 | 0.59 |
| 09/01 | 0.17 | 0.42 | 0.56 | 0.60 | 0.60 |
| 08/01 | 0.13 | 0.38 | 0.52 | 0.56 | 0.56 |
| 07/01 | 0.11 | 0.36 | 0.50 | 0.53 | 0.53 |
| 06/01 | 0.13 | 0.38 | 0.51 | 0.55 | 0.55 |
| 03/01 | 0.13 | 0.38 | 0.51 | 0.54 | 0.54 |
| 02/01 | 0.16 | 0.43 | 0.55 | 0.58 | 0.58 |